Financial Planning

Your Path to Financial Planning

At Centric, we believe that effective financial planning is the cornerstone of achieving your life goals. Our team of dedicated financial advisors will work closely with you to evaluate your current financial situation and design a personalized plan that directs you toward true financial freedom.

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Why Financial Planning Matters

In today’s complex financial landscape, having a clear roadmap for your financial future has never been more important. Without proper planning, you may find yourself making decisions that don’t align with your long-term goals or missing opportunities to grow and protect your wealth.

 

Financial planning isn’t just about investments—it’s about creating a holistic strategy that encompasses all aspects of your financial life, from saving for retirement to protecting your assets, minimizing taxes, and leaving a legacy for future generations.

Our Financial Planning Process

1. Discovery: Understanding Your Goals

We take the time to understand your personal financial goals:

  • What are your short and long-term financial goals?
  • What keeps you up at night when it comes to your finances?
  • What does financial freedom mean to you personally?
  • What legacy do you want to leave for your family or community?

2. Comprehensive Analysis

We then evaluate your current financial landscape in detail

  • Income and expenses, assets and liabilities
  • Insurance coverage and investment portfolios
  • Estate planning documents
  • Tax situation

3. Strategy Development

Based on our comprehensive analysis, we create a personalized financial roadmap addressing all aspects of your financial life—from retirement and investment strategies to tax efficiency and estate planning. Our team implements your plan and provides ongoing support through regular reviews.

The Value of Working with a Financial Advisor

Expertise and Experience

Our advisors have extensive education, training, and experience in financial planning. We make more financial decisions in one year than most individuals will make in a lifetime, giving us valuable insights and perspective.

Objective Guidance

Emotions can often cloud financial decision-making. As your advisor, we provide objective advice based on facts and analysis rather than emotional reactions to market fluctuations or economic news.

Time Savings

Managing your finances properly requires significant time and effort. By working with us, you free up your time to focus on the things you enjoy while knowing your financial future is in capable hands.

Comprehensive Approach

We take a holistic view of your finances, ensuring that all aspects work together cohesively toward your goals. This integrated approach often identifies opportunities or risks that might be missed when looking at financial matters in isolation.

Personal Financial Planning: Your Key to Living Your Best Life

At Centric, we understand your financial plan is about creating the life you want to live—whether that’s traveling the world, starting a business, or spending more time with family.

 

Our advisors create personal financial plans that align with your values, building long-term relationships based on trust and transparency. When you work with Centric, you gain a trusted partner committed to helping you achieve financial freedom and live your best life. Contact us today to schedule a consultation and take the first step toward a more secure financial future.

The Centric Client Experience

Our clients say working with Centric means:
“Centric has some very nice options for investors wanting different investment choices than the traditional stocks and bonds.”
– Daryl Bailey
“Eric was attentive to our needs and took the time to understand our financial goals, which made us feel confident that we were in good hands. Throughout our collaboration, he provided clear and professional guidance on investments, savings planning, and debt management, helping us make informed decisions that align with our personal situation.”
– Laura Liberatore
“Through all of that, my portfolio has grown considerably and in my early 30's I feel confident about my retirement prospects. Eric is knowledgeable, thoughtful, and insightful, which he mixes in with the right amount of humor.”
– Andrea Ayala
“I would highly recommend Centric. Eric has been an excellent financial advisor. He is personable, easy to get a hold of, and has been instrumental in helping my partner and I reach our financial goals.”
– Blake Sanford
“Centric Wealth Advisory Firm offers exceptional financial guidance and support. Our advisor, Eric Lian, and his team members, Joe and Luz, consistently provided updates and adjustments to our financial plan, ensuring we stayed on track to achieve our goals.”
– Steve C

Live Your
Best Life

Our planning services will take you through a process that begins with your concerns and needs. We will listen first and recommend second. Once we have a plan in place, we will monitor & adjust so that as life happens, you stay on the right track.