Asset allocation aligned to your Risk Number

The goal of allocating investments is to minimize risk while meeting the level of return you expect. Centric’s Foundation series, which consists of Voyager and Titan, are well built, dynamic portfolios that match your unique risk number. Foundations seek total return while diversifying risk exposures of various asset classes over the long-term.

A proprietary portfolio series based on scientifically tested fundamental factors. Focused on long-term fundamentals and proper diversification, AlphaTilt™ employs tactical tilting to correspond to the prevailing business cycle and enhance risk-adjusted returns. AlphaTilt™ offers the potential benefits of both traditional active and passive investment management.

Give satellite a new meaning 

We’ve built purposeful, effective, and unique satellite portfolio strategies to complement Centric’s core portfolio strategies.

Time-tested investment portfolio design consisting of AlphaTilt™ portfolios as the core investment and specialty portfolios, that may have a more focused theme to complement the core, known as satellites. Used by Centric to enhance returns while increasing diversification, Core & Satellite is simple yet effective.

Centric’s Market Assumption Disclosures: This information is not intended as a recommendation to invest in any particular asset class or strategy or product or as a promise of future performance. Note that asset class assumptions are passive, and do not consider the impact of active management. All estimates on this webpage are in US dollar terms unless noted otherwise. Given the complex risk-reward trade-offs involved, we advise clients to rely on their own judgment as well as quantitative optimization approaches in setting strategic allocations to any asset classes and strategies. References to future returns are not promises or even estimates of actual returns a client portfolio may achieve. Assumptions, opinions and estimates are provided for illustrative purposes only. They should not be relied upon as recommendations to buy or sell securities. Forecasts of financial market trends that are based on current market conditions constitute our judgment and are subject to change without notice. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. If the reader chooses to rely on the information, it is at its own risk. This material has been prepared for information purposes only and is not intended to provide, and should not be relied on for, accounting, legal, or tax advice. The outputs of the assumptions are provided for illustration purposes only and are subject to significant limitations. “Expected” return estimates are subject to uncertainty and error. Expected returns for each strategy can be conditional on economic scenarios; in the event a particular scenario comes to pass, actual returns could be significantly higher or lower than forecasted. Because of the inherent limitations of all models/strategies, potential investors should not rely exclusively on the model/strategy when making an investment decision. The model cannot account for the impact that economic, market, and other factors may have on the implementation and ongoing management of an actual investment portfolio. Unlike actual portfolio outcomes, the model/strategy outcomes do not reflect actual trading, liquidity constraints, fees, expenses, taxes and other factors that could impact future returns. Asset allocation/diversification does not guarantee investment returns and does not eliminate the risk of loss.

General Disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Any graphics used are for illustrative purposes only. No graphics displayed are intended to be comprehensive, all inclusive, nor 100% accurate. At anytime and at its sole discretion, Centric may add, alter, or remove any graphics displayed on this webpage. Reliance upon information on this webpage is at the sole discretion of the reader. Investing involves risks.

1: Potential Annual Return (PAR) is not the likely return over the next 1 year, but a potential average annual return over a full market cycle. PAR is taken directly from Riskalyze and takes into account return and volatility metrics, dividend payouts, and internal expenses charged by mutual funds and ETFs. PAR assumes that the risk profile of the portfolio will not change throughout market cycles in future years. AlphaTilt portfolio’s PARs are ESTIMATES taken from Riskalyze for the portfolio at the mid point of the risk range.

2: 6 Month 95% Probability Range is calculated from the standard deviation of the portfolio, and represents a hypothetical statistical probability, but there is no guarantee any investments would perform in this range. There is a 5% probability of greater loss.

PAR, 6 Month 95% Probability Range, and Risk Numbers are current as of April 19, 2022. Returns, numbers, and ranges have been rounded for visual display purposes.

3: Riskalyze Disclosure: The Risk Number® is a proprietary scaled index developed by Riskalyze to reflect risk for both advisors and their clients. The Risk Number is at the heart of a sophisticated set of tools to precisely measure the appetite and capacity for risk that each client has, and demonstrate their alignment with the portfolios built for them.

Shaped like a speed limit sign, the Risk Number gives advisors and investors a common language to use when setting expectations, recognizing risk and making portfolio selections. Just like driving faster increases hazards, a higher Risk Number equates with higher levels of risk. Risk Numbers for a given portfolio/model/strategy can change at any time, without notice. An important driver of the Risk Number is the measurement of downside risk: either the downside risk in the investor’s comfort zone (the range of risk to reward that they approve via the Risk Questionnaire or Risk Target), or the downside risk in a portfolio as measured by the 6 Month 95% Probability Range. Centric typically considers Risk Numbers to be in alignment when they are within 5-10 points of each other. For example, a portfolio with a Risk Number of 45 is often used for clients ranging from 40-50.